General Chat

Morning all

Linda, we are lucky to be in a position where paying the bills isnt a problem as mum left quite a lot of cash in her bank. Once we closed the accounts we put it in a spare account that wasnt used by my brother. Each month when say Council tax is due, SIL tfs the money to me and I pay it online. The gas and electric are about £45 per quarter which is all standing charges and VAT !

We wont be forced into reducing the price again. The sales leader is very pushy into getting a quick sale but not at our expense. Its a modern Auction selling where the buyer pays the £6k agents fees. So whatever the price the buyer pays plus 6k and that's how they make their money.

We can hang on for a few months if we have to but with winter approaching, we shall have to keep the flat heated so it doesn't get any dampness and that will cost.

We did look at a more traditional estate agent but they said it was taking 6 months to complete sales and the one we are with guarantee 57 days start to finish!

However, we shall have to be patient and see what happens.

That aside, it is an awful day. Torrential rain and gales and of course.....it was bin day! I kid you not, it never fails. However I saw them coming and there was a break in the clouds so managed to get both bins back in the enclosure and i also took my neighbours bins in as he isnt well and havent seen him out for a few days, So that was my good deed for the day.

I ordered 2 duvet sets for my nieces for xmas and they came today. But when i looked inside, the pattern on the actual duvet isnt as nice as on the front of the packet and it feels hard not soft cotton. So both will have to be sent back which is very annoying and request a refund!

So having a quick coffee, then I need to hoover throughout and have some laundry to attend to. This afternoon I shall horse on with friends tree as making good progress. I took a 3 month sub out with FMP so I have access to 1939 and the 1921 so better make use of it until the subs exp in DEC.

Hope everyone else is ok.

Linda, even if you dont get a buyer soon, because of all the clearing out you have done already, it will be much easier for you when the time comes.

Joan, did you get the bath panel sorted now?

Florence in the hebrides

It is a very bad time to be selling Florence. My son is trying to sell his house as well, after an initial few viewings nothing has happened. That is an entry level house, but even so, there aren’t buyers around. Everyone is waiting for the mortgage rates to drop. The good news is that they are starting to and there are a lot more mortgage products on offer, so hopefully the tide will turn soon. It is silly because given the really high rents and real lack of rental properties, the monthly cost of a mortgage is less than rent. I suppose you need a deposit though.
If you can, I would hold on and not drop the price again. It was a while ago since we had to sell my mums bungalow, but that was at a bad time for house sales as well. We were lucky to sell after three months. In the meantime I had to take over paying the gas,electricity , insurance etc. I was reimbursed from the estate in the end, but it was still an upfront cost and my brother was a bit short of ready cash at the time. Luckily I was in a position to pay the bills. To be fair my sister did offer to chip in, but it was easier for me to do it. I think there was free council tax for the first six months, so that was something I didn’t have to pay.

I filled in the questionnaire from the estate agent and just took it in, not a problem as we are using someone in the town. They wanted a copy of the title deeds from the land registry and the map as well. As we own the house outright, we have the deeds, so I was just able to photocopy them and didn’t have to pay a fee to get them.
The house sale with the agent is on a no sale, no fee basis, the only thing we would have to payback is the £90 cost of the EPC., but that is valid for ten years, so would be needed eventually even if we didn’t sell now.

We will have to see what happens, but if it doesn’t sell reasonably quickly, we aren’t going to lower the price as we don’t have to move now, it would just be easier while we are still reasonably fit. The massive clearing out we are doing is all to the good, I think too many people leave things like that until they are too old or ill, then it would be an impossible task to take on.

I had better show willing, OH has decided to repaint the garage floor as it is looking scruffy. He has cleared on side of the double garage, so is painting that. In a couple of days he will move everything over and do the other side. We had to paint it when we first moved in because the builders never sealed the concrete floor and there is a door from the garage into the kitchen, so we left concrete dust footmarks every time we walked into the kitchen . It has only been repainted a couple of times in twenty years, so it hasn't done too badly

Afternoon all
Started off rainy and windy so decided against going to town with daughter and her friend. I hate walking around a town getting wet and being nearly blown over.

But the day brightened up and we had sunshine since mid morning but it is very windy and about 14 degrees so quite pleasant.

Didnt do very much tbh and had a lazy day as was on me own. Did a little family tree stuff, a few chores and then sat on PC.

But just took a phone call from the Estate Agents and i'm not a happy bunny. No more viewings and interest has dried up. She suggested lowering by another 25k!!! i said def not. I told her the market is flat because of the interest rates and people cannot afford to commit to a huge mortgage so we should just hang fire and see what happens.

She was full of the sales chat etc but I didn't let her talk me round at all. Instead i asked her, what is your marketing strategy then to generate interest and get viewings apart from dropping the price? She didn't really answer but said chat this over with your brother and let us know your decision.

The same flats are still listed for sale in the area that were there before we put mums flat on the market so everyone selling is in the same boat.

We are not going to give the flat away are we!

Had considered changing estate Agents but the work and all the legal paperwork etc would all have to done again grrrr.

Linda, are you familiar with all the online forms you will have to complete? I had 13 pages to complete, download photocopy, then sign and then scan, upload again and email to the estate agents! Took all day to complete this.

Asking questions like, are there any disputes with the neighbours, when were the pipes last replaced etc..I couldnt answer some of the questions so left them blank.

I hope you get your property sold fairly quickly and you find your dream house.

My new xmas tree got delivered today and a few xmas presents I have ordered so getting organised.

Well not sure what to have for tea as not terribly hungry but better go look in the fridge and see what I want.

have a good evening all

Florence in the hebrides

It is noticeably cooler here as well Ann. I went to my slimming class, a measly half pound off, so I must try harder. Then I planned the menus for the week and went to Tescos . I will need to go to the greengrocers shop in the town square as I need some rainbow chard and samphire and Tesco don’t sell them.

OH has been clearing even more stuff out of the garage this morning, he has just gone to the tip again with another car load. I have quite a few things to go to a charity shop, but it is market day, so parking is very limited in the town square, so I will take them tomorrow.

I have four people coming to collect things this afternoon from the free Facebook site.

We have a large 8ft by 6 ft oriental rug in the lounge, when we got a new one, we kept the old one for when my son came with the dog. It was still in very good condition, so I suppose we should have sold it, but I can’t be bothered . A really nice young couple came for it last night. They had just moved into the local army barracks, she was about eight months pregnant. It was nice to be able to give them something to make their new home nicer.

:

Good afternoon.
We have another fine day here, some sunshine & just a bit of breeze, need a wooly on but it's not cold.
I have been outside but only to re-fill the bird feeders & birdbaths, which take time as there are several of them dotted around both the front garden & the back of the house.

I will need to ask our daughter to take me to Home Bargains soon as I am getting short on bird food, it's fatal going to HB as I never stick to my list, there's always something new & must have whenever i go there, lol.

Ginnie, your record selection sound very much like mine.
I recent years I have purshased several of the CDs called Dreamboats & Petticoats which have a LOT of the 60's songs on them that aI have amongst my old singles.

Joan.



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No sun here. it is 17 degrees out there but with thick cloud cover and very dull. Really horrible. As mu garden bin is full until it is emptied tomorrow there is not a lot I can do out there. so I have cleaned the bathroom and dusted the bedroom and done one or two admin jobs. Next one is the end of month accounts when I get up the enthusiasm to do it.

Morning everyone, just caught up with all of you.

Lovely that the friend has taken you out Florence it makes such a difference being able to get out once in a while.

Joan I also liked Billy Fury , I have a cd with his music on and it's possible that the singles are still in the loft along with Gene Pitney and others. No Elvis or Beatles though. I also have a Johnny Mathis cd. I use to buy cds of my old favourites when I saw them and I still like to listen to music when there is nothing on tv I want to watch and I only have a cd player but no record player..
OH has The Troggs ,Kinks, Rolling Stones and Roy Orbison so very different to me.

Linda it's amazing how many things we find when we are having a clear out , lovely that you are passing on useful stuff to others.

Ginnie

I am glad that you have been adopted Florence :-D If it means that you can get out more, that will be really good for you.

OH has done very well with his garage clear out so far, he is going to the tip this afternoon . I have been putting things onto the free Facebook page, a couple of things have already been collected
When we had the allotment, I used to make lots of chutney and jam and pickle beetroot. I discovered that I have twenty seven Kilner jars of the clip variety and twelve screw top ones. Amazingly I used to fill them all every year. They have all gone on the free site as well. Someone already wants twelve. They are fairly pricy to buy, but I just want them out of the way

Good morning everyone looking in.

Yesterday I had a lovely afternoon and was taken out for a spin and we had coffee and cake. It was a bit windy but otherwise a lovely warm afternoon. I had made some sandwiches and dips for lunch before we ventured out.

The friend complimented us on the house and said it was very smart and loved all my pictures. Thought the garden and view was fab too.

The friend is meeting daughter in town tomorrow and has offered to take me out to town in the week. He is such a sweetie, he says Im his "adopted mum."

So mid week, I'm going to make a chicken curry with all the trimmings and a not a drop of soy sauce will be in the making of it!!

Today, it is a beautiful sunny day so think I may hang out some washing. I have some ironing to do as well. Apart from that, a relaxing day reading 2 papers I bought yesterday which I havent bought in years!

Joan, your leaf sweeping will keep you going all Autumn! Your rockery sounds like it has taken well and the plants sound great, well done.

Linda, mmmn just love a home made loaf especially with blackcurrant jam...yummy.

Well i'm not dressed yet so better had get going and be productive for a bit. The sunshine is too good to miss :-D

Have a good day all

Florence in the hebrides

You are being incredibly busy in the garden Joan. OH loves nothing better than chopping back things in the garden. I had to stop him from chopping everything back before they took the photos for the house sale, or there would have been no colour apart from green on the photos.

It is supposed to be a nice day today, but it looks a bit grey and drizzly at the moment. There is lots of condensation on the outside of the windows. I always find that to be a bit odd, but it means the double glazing is doing a good job. It will clear as soon as the sun starts to come up.

OH is preparing Sunday breakfast, he has always done that bless him. Now the family have gone, I have time to make bread again, or use the bread maker to be exact. I made a really nice wholemeal loaf last night, so am looking forward to having some of that

Good evening.
hame you have had a nsty day weatherwise Linda, it has been rather pleasant here,
no sun but very mild & flat calm & so I was ablw to look to tidying up some of the plants.

I tackled a couple of the Ferns, they have grown so big & crowding other plants, I have reduced the 2 of them by half their height & width & looking so much better, I would like a bt mre growth off them but it's getting harder to clip them further down.

Swept the drive again & tackled the birdbaths, they had a bit of soil & leaves in the water so so I needed to give them a good clean.
The birds seem to like the baths when there are leaves in them, probably because they find some beasties in amonst them.

I also clipped one of our hedges, the shorter of the 2 hedges that we have which doesn't take as long as the long Rugosa one, I will have to give it a trim though as it gets rather straggly once the flowers have gone.
I noticed sme Rose Hips so I will be sure to leave them for a bit longer.

The rockery is looking fantastic, the plants have spread & flowered so I'm well chuffed with that.

Joan.

What a horrible afternoon after a fairly bright start to the day.

We signed up with an estate agent yesterday and had someone come to do the photographs today. I cleared all of the clutter away, it is amazing just how spacious the place looks when you do that. He also did the EPC, but that was fine.

Having cleared everything away, I now have to find things again. I wanted my kitchen scales which are normally on the worktop and it took me ages to find them :-(

OH has spent all afternoon in the garage again, he really is getting rid of so much stuff. My daughter called in with the girls on her way back home. They had been to the specialist opticians in Durham to collect Esme’s new glasses. Eve just spent all the time they were here, snuggling up to me. She really doesn’t like change, so she doesn’t want us to sell it.

My mum use to jive with the door handle in the living room Joan..whoohoo party on ;-)

Dance on, Joan!

My older brother was a big Johnny Mathis fan & collected many of his albums over the years.I soo remember those record booths Aryll Gran.

I do have a record deck but I cannot access it as it is at the top of my sterio player & the top of the unit I have it in is fixed, however since sorting through my singles etc our eldest son is going to see if the top of the unit can be altered to allow me to access the deck !

He is coming to visit in 2 weks time so just maybe I will be able to play the records & maybe even do a bit of jiving by hanging on to the door handle, LOLOL.

Joan.

My first single was "Wonderful, wonderful" by Johnny Matthis - bought from our local branch of John Menzies, in the days when there were booths where you could hear the records before buying them - or just listen to them if you couldn't afford to buy any!

I still have it, and others, somewhere in the loft, although nothing to play them on.

Hi to all.
Another busy day for you Florence, I hope you have a lovely day tomorrow with your visitor.

It has been on the windy side for us today, more so than yesterday but nothing too serious apart from the gusting which did not help when I went outside, so I didn't stay out long.

My 1st single was Halfway To Paradise by Billy Fury, he was my overall favourite & I bought several of his singles & LPs even though I didn't actually have a record player, LOL.
I was just 16 & not earning very much but by the time I had had several of Billys records my mother took pity on me & bought me a Dansette record player.
Oh boy did it get some use & soon after I started my record collection.

I can't bear to part with any of them, & the Dansette is in the loft, such memories come from those records, 2 of our children actually want to get their hands on them so I can see a bit of a battle when I go, lol.

Joan.

Afternoon everyone looking in.

Its blowing a hooley and very heavy showers here since yesterday. Stripped my bed anyway so that took me awhile as although clean bedding was ironed, it was a bit creased in the cupboard so re-ironed the duvet and valence sheet which took ages!

Daughter's friend is coming over tomorrow so first visit to this house so chores all done. He is taking us out for a wee run in the afternoon after Tesco has been between 11-1 pm. So we are looking forward to seeing him and going out.

I am going to make some scones first thing in the morning for him and give him a few for his poorly gran too.

So now sitting with a cuppa as feeling a bit out of breath as have busy last 2 hours. I have done a bit more fam tree stuff too so making good progress with that.

I have a box of 45 records and a bag of LPs. I know 1 or 2 are worth a few pounds but really nowhere here to sell to. if you use Ebay etc, you have to send by post and they are very breakable so not keen. I shall hang on to them for a bit longer.

First single was School's Out by Alice Cooper and the Lamplight by David Essex and he was def my schoolgirl crush. He's still lovely even with grey hair! Many of my singles are in the original sleeves many of which are colour and have pictures on the front.

Hope everyone else is well and ok

Florence in the hebrides

Ps I ordered a new xmas tree yesterday and is on it's way! :-D :-D

Some of those LP’s could be worth money Joan. I think there are on line sites where you can list your records and they value them. Unless you want to keep them all of course, but do you ever play them?

It is an absolutely miserable day here, really dark and gloomy and it has started to rain.

We had a house valuation yesterday and have a second one in half an hour. I will have to put all the lights on , so the chap can see. We were pleased with the valuation yesterday, although you never get the asking price of course. We are definitely going ahead with listing it, whether anything is selling is another thing of course, but it doesn’t cost anything if it doesn’t sell. It just means that I will have to keep it immaculate of course.

OH is in the garage starting his massive sort out. To be fair he did get rid of a large amount of stuff last year, but he is being ruthless now. There will be lots of stuff to go to the tip, some things to give away in the free Facebook sites and some things for the charity shop. I did go to the Oxfam shop this morning with a large number of books which I had sorted out last week.

I am glad that you are feeling better Florence, I hope you don’t have any more reoccurrences.

Good afternoon Florence & anyone else looking in, so glad to hear that you are feeling better today Florence.

I woke to a nice sunny day today, nice a calm with a bit of a chill but not too chilly now.
It's quite calm here calmer than yesterday when we had a very windy day all day & into the evening.

Today I was able to sweep up the heap of leaves off the drive that had gathered yesterday,.
I was going to go round the flower borders at the front of the house to tidy up the plants but when I took a look round I found new flowers & buds on several Roses & another plant (don't know its name, lol,) so I left them alone.

I spent the last couple of days emptying an ottoman where I kept all my old LPs & singles.
I decided to sort through them & move them to a different spot, oh my, over 100 Lps & near 250 singles, most go back to the 60's with a few later ones, just looking through them took me back to the oh soo good & long ago old days, some made me cry but at the same time they brought back sooo many memories.

I hope all is well with everyone.

Joan.