General Chat

Daff
My Dad is like that! He keeps going on about what he is leaving to who and yet he never actually does a will! He is 80 next month and not in the best of health, but I think he feels it's tempting fate if he makes a will. It isn't but it will leave things in one heck of a mess if he doesn't!

Yes we have. A good friend of my daughter`s , actually her ex `s friend , a man age 60, has left 1/2 his estate to her (she`s 29 ).He lives in a bought council house with his mother , has never married , his brother is well off, so he decided to will 1/2 to my daughter .If his mother dies he will sell his house and move to a small rented flat and my daughter knows all this. He is so kind. So she may have -our 2 properties , her own and Bill`s --in years to come !!!
Ros xx

I have not.Hubby is a director of a company and has told me as i am a benificial i dont need to? annie

Yes, I have made mine in the last year. I wanted to be sure that ex couldn't get his paws on anything! Also to name an executor who I trust and know will make sure nothing is thrown away willy nilly. I have specified that my research should go to my sister for example.

Annie, if you want to have any say in who gets what, then you need to make a will. Even more so if you are a beneficiary of someone elses.

Maz. XX

I'm taking it all with me ! Hah

IT IS IMPERATIVE THAT YOU MAKE A WILL, WHETHER IT IT IS A PERSONAL DECLARATION OR A JOINT WILL. WHO KNOWS WHAT THE FUTURE HOLDS? I REVIEW MY WILL ANNUALLY ( IN DISCUSSION WITH MY WIFE ) AND CHANGES REGARDING GRAND CHILDRENS REQUIREMENTS /CHANGE ETC. IT ONLY COSTS ABOUT £100 , SO IT WILL SAVE A LOT OF HEART ACHE/HASSLE WHEN YOU "SHED OF YOUR MORTAL COIL" - IF YOU DIE "INTESTATE" IT CAUSES A LOT OF OF PROBLEMS FOR YOUR NEAREST & DEAREST. I KNOW - BEEN THERE -DONE IT!!
P.S I AM IN MY EARLY 60'S AND HAVE REVIEWED MY WILL FOR THE PAST 10 YEARS - I DON'T THINK IT IS MORBID, JUST COMMON SENSE.

Made a will when we bought our first house and have updated it over the years.
One thing that was important to us then, was who should get guardianship of our children. They are grown up now, and we are trying to get rid of them out of the house :) How time changes things!

Seriously, it is easier to execute a will, compared to there being non and everything having to go through probate.

Another thing to consider - having someone who you trust being put on your bank accounts as a co-owner of the accounts. Saves a lot of hassle when dealing with the estate. My sister and myself are joint owners of my Mums accounts, and I'm also half owner of her residence.

Deb

ive had a will for over 50 years ...nothing morbid about it at all ..still here arnt i lol chris xx

Just in the process of making one..... have nothing really of major value but its being made purely to stop certain people getting what I do have!!

Sad really but hey my friends are the family I chose for myself.

xx

Yes
I've left my entire fortune to my cat!
My family have to look after him as long as he lives,
and then they inherit the lot.

(I wonder how long the cat will live?)

xxxxxx mick

Yes Hoff
Hubby and I made a will when we bought our first home 38 years ago.

I have a brother who is terminally ill and is hospitalized that did not make a will.
He is divorced but does have children. Unfortunately none of his children go and visit him they say they can't deal with it. Neither can we but we visit
him regularly. When he became sick he turned to my sister. They have always been very close. She didn't realize at that time he had not made a will.
He has Dementia so when she went through his papers to find a few things she discovered there was no will. By this time his mind was not capable of making decisions.
My sister has Power of Attorney ( given by the Court) for all his dealings.
Myself and my sister are the only family that go to see him .
Luckily he had just sold his house and was going to live in Bali when he got sick so he had sold everything including furniture, cars etc. He also gave his Children a lot of things they are all adults now.
He has a substantial amount of money naturally from the sale of his house savings etc. All this will go to his children. My sister can't do anything about that. So she is trying to spend as much as she possibly can on my brother to make him more comfortable in his last few weeks.
Pretty limited though on what you can spend really.
Personally If I had the opportunity I would give it all to a Dogs home.
Makes my blood boil to think the ones that don't give a dam reap all the benefits. My sister and I wish we could do more for him with the money but like I say there is nothing now he really needs.


So to those who have not made a will I encourage you to do so.
Could go to someone you don't want it to if you don't specify names etc.

Sorry its a bit long just wanted you to know what can happen if you don't make a will

Regards
Jackie

Thanks Gail

Daff mentioned a living will -what do you put in it ?
Ros xx

YES!!!
Knowing, first hand, what an inconvenience it is when someone dies and has not made a Will, sent me directly to the solicitor to sort out my own Will many years ago.

Many people think its not important to make one, you hear them say "aah it doesnt matter because I've got nothing to leave" .
Well it does matter!!!!!

K

Quite right Karen.

It really does cause problems for your nearest and dearest if you don't make a will - even if you haven't much to leave!

Go for it!

I dont have a will and am happy to let who ever wants to fight for the nothing I have

Can I ask

Why if I have nothing do I need a will?

Saw this and thought it would help.

Why make a will?

Having an up-to-date will is so important but less than half of people in the UK have one when they die. Without an up-to-date will, family and friends could well be faced with a financial and legal muddle; and the State could take everything. Those you may have wished to benefit like friends and good causes may end up with nothing.

A will is a uniquely personal document - your way of knowing that your final wishes will be carried out. It will ensure that those closest to you are provided for and - should you wish - support causes you care about.

Dying without a will - the facts

When a will hasn’t been made there are often difficulties faced by those left behind - especially with family situations becoming increasingly complicated. The question of ‘who gets what’ can lead to convoluted and expensive legal disputes.

If you die without a will the law decides how your estate is distributed:

Partners and children do not automatically receive your estate


Close relatives may have a claim on the estate - including the family home


If you leave no surviving relatives, everything could well pass to the State.

Even if you don’t have a family, you will still want to ensure that your possessions go where you wish - perhaps to friends or causes you support.

Ensure your wishes count

Making a will means that once all debts, expenses and obligations have been covered, the remainder of your estate will be distributed exactly as you want - depending upon the appropriate rules (normally based on where you live in the world)

It will make your personal wishes known and ensure they are followed. It’s too important to leave to chance.

I made a will after my husband died he didn't have one and I had such a problem getting hi private pension insurance. Also I need to make sure my daughters house which I own goes only to her and when she dies to her children so my sil does'nt get it and my home goes to my other daughter. I had to go to probate and it cost me £91 and a lot of hassel

Oh yes!!!!!!!!

jude :o)

THANKS ALL